Privacy Policy for RRA Business Advisors

Last Updated: August 26, 2025

Our Commitment to Your Privacy

RRA Business Advisors (the "doing business as" name for R R A Remodeling LLC) ("we," "us," "our") is committed to protecting the confidentiality and security of the personal and business information you entrust to us. This Privacy Policy outlines our practices for collecting, using, sharing, and safeguarding your information when you visit our website, www.rrabusinessadvisors.com, or use our insurance and advisory services.

This policy applies to information we collect in our capacity as an insurance and business advisory firm operating in the United States and Canada.

1. Information We Collect

To provide you with accurate advice, insurance quotes, and policy services, we must collect certain nonpublic personal information (NPI). The types of information we may collect include:

Personal Identification Information: Your name, address, phone number, email address, date of birth, Social Security Number (SSN), or Social Insurance Number (SIN) for Canadian clients.

Business Information: Your company name, Employer Identification Number (EIN), business structure, and operational details.

Financial Information: Information about your income, assets, liabilities, and credit history required for underwriting and advisory purposes.

Insurance and Underwriting Information: Information about your claims history, existing policies, and other data necessary to assess risk and secure insurance coverage.

Automatically Collected Information: When you visit our website, we may collect technical information such as your IP address, browser type, and usage data through cookies to improve our site's functionality.

2. How We Use Your Information

We use the information we collect for legitimate business purposes, including to:

Prepare and provide accurate quotes for insurance products.

Complete and submit insurance applications on your behalf.

Issue and service your insurance policies.

Provide business and financial advisory services.

Process transactions, policy changes, and claims.

Communicate with you about your account, our services, and important updates.

Comply with all applicable legal and regulatory obligations in the United States and Canada.

3. How We Share Your Information

We do not sell your personal information. We only share your information as necessary to conduct our business and as permitted or required by law.

With Insurance Carriers: We must share your information with insurance companies to obtain quotes and place policies on your behalf.

With Third-Party Service Providers: We may share your information with third parties that perform essential services for us, such as claims adjusters or technology providers. These parties are contractually obligated to protect your information.

For Legal Reasons: We may disclose your information to legal or regulatory authorities when required by law, such as in response to a subpoena or court order.

As Authorized by You: We may share your information with others at your direction, such as a lienholder or another financial professional.

4. Data Security

We are dedicated to protecting your information from unauthorized access. We maintain physical, electronic, and procedural safeguards that comply with applicable laws in the United States and Canada to secure your nonpublic personal information. Access to your information is restricted to authorized personnel who have a legitimate business need to know it.

5. Operations in the USA and Canada

We provide services to clients in the United States and Canada. We are committed to complying with the privacy laws applicable in each jurisdiction, including but not limited to the Gramm-Leach-Bliley Act (GLBA) in the U.S. and the Personal Information Protection and Electronic Documents Act (PIPEDA) in Canada. Your information may be stored and processed in either country and may be subject to the laws of that jurisdiction.

6. Your Rights and Choices

You have the right to review the personal information we have on file for you and to request that we correct any inaccuracies. You may also have other rights depending on your jurisdiction. To exercise these rights, please contact us using the information below.

7. Changes to This Privacy Policy

We may amend this policy from time to time. If we make significant changes to how we handle your information, we will notify you. The date at the top of this policy indicates when it was last updated.

8. Contact Us

If you have any questions or concerns about this privacy policy or our data practices, please contact us.

RRA Business Advisors (DBA of R R A Remodeling LLC) 9750 Medlock Br Roswell, GA 30076 Phone: (678) 886-3301 Email: [email protected] Website: www.rrabusinessadvisors.com